Welcome to NuSwipe Technology Private Limited (“NuSwipe”, “we”, “us”, or “our”). These Terms and Conditions (“Terms”) govern your access to and use of our website, platform, APIs, services, and applications (collectively, the “Services”).

By accessing or using the NuSwipe platform (whether as a client, user, or guest), you acknowledge that you have read, understood, and agreed to be legally bound by these Terms. If you do not agree with these Terms, you must not access or use our Services.

1. Eligibility

You must be at least 18 years old and legally competent to enter into binding contracts to use our Services. If you are using the platform on behalf of a company or organization, you represent that you have authority to bind them to these Terms.

2. Services Overview

NuSwipe provides a secure and customizable digital platform for:
• Corporate and individual purchase of digital gift cards
• Employee rewards and recognition programs
• API-based gift card distribution and redemptions
• Custom corporate gifting and fulfillment solutions

We reserve the right to modify, suspend, or discontinue any part of the Services at our discretion.

3. User Accounts

To access certain features, you may be required to create an account. You agree to:
• Provide accurate, complete, and updated information
• Maintain the confidentiality of your login credentials
• Be responsible for all activity under your account

NuSwipe shall not be liable for any unauthorized access or use of your account due to your failure to secure credentials.

4. Use of the Platform

You agree to use the Services only for lawful purposes. You shall not:
• Attempt to reverse engineer or hack the platform
• Access data not intended for you
• Use the platform to transmit harmful or illegal content
• Infringe upon any intellectual property or privacy rights

Any violation may result in termination of access and legal action.

5. Orders, Payments & Pricing

All gift card orders, subscriptions, and services are subject to acceptance and availability.
• Prices displayed are exclusive of applicable taxes unless stated otherwise
• NuSwipe reserves the right to change pricing without notice
• Payments must be made through authorized channels
• Refunds, if applicable, are subject to our Refund Policy

NuSwipe is not responsible for delays caused by third-party vendors or payment providers.

6. Third-Party Services

Some NuSwipe features involve third-party APIs, vendors, or gift card issuers. We are not responsible for:
• The availability or reliability of third-party services
• The accuracy of content or policies on third-party platforms
• The actions or omissions of third-party service providers

Your interaction with third-party services is subject to their terms and privacy policies.

7. Intellectual Property

All content on the platform, including but not limited to text, graphics, logos, software, and APIs, is the intellectual property of NuSwipe or its licensors.

You may not:
• Reproduce, distribute, or create derivative works without permission
• Use NuSwipe’s trademarks, branding, or logos without written consent

8. Confidentiality & Data

You agree to maintain the confidentiality of any proprietary or confidential information shared during the use of our Services.

All personal data will be handled as per our Privacy Policy.

9. Limitation of Liability

To the maximum extent permitted by applicable law, NuSwipe shall not be liable for:
• Any indirect, incidental, or consequential damages
• Loss of data, revenue, profits, or business opportunities
• Any errors, delays, or service interruptions

Our total liability under these Terms shall not exceed the amount paid by you for the Services in the past 3 months.

10. Indemnity

You agree to indemnify and hold harmless NuSwipe, its affiliates, directors, and employees from any claims, damages, liabilities, and legal expenses arising out of:
• Your use of the Services
• Your violation of these Terms
• Your infringement of any third-party rights

11. Termination

NuSwipe may suspend or terminate your access:
• For violation of these Terms
• If required by law or regulatory action
• For inactivity or misuse of the platform

Upon termination, your right to access the Services will cease immediately.

12. Governing Law & Jurisdiction

These Terms shall be governed by and interpreted in accordance with the laws of India, with exclusive jurisdiction of the courts located in Gurugram, Haryana.

13. Changes to These Terms

NuSwipe may update or modify these Terms at any time. You will be notified via email or platform notice. Continued use of the Services after changes means acceptance of the new Terms.

14. Contact Us

For any questions regarding these Terms & Conditions, please contact:

NuSwipe Technology Pvt. Ltd.
Email: info@nuswipe.in
Website: www.nuswipe.in